Commercial Insurance Coverage You Can Count On
COMMERCIAL INSURANCE Coverage Options:
Provides cover against loss of or damage to insured property and assets caused of fire, lightning, explosion, and allied perils such as earthquake, storm, wind, hail and impact by a vehicle
Covers buildings against damage by fire, lightning, and explosion. It can be extended to cover losses caused by theft of internal fixtures and fittings after forcible violent entry.
It covers against burglary & or theft following actual forcible and violent entry of and / or exit from the insured premises.
It covers all financial losses incurred by insured due to disruptions of operations of their business, caused by some accident affecting the assets of the business.
It covers the insured against legal liabilities in the event of members of the public suffering personal injuries or property damages as a result of the insured’ operations . This policy forms an integral part of businesses with frequent interaction with customers and the general public at large. The insured is covered against the resultant legal expenses and compensation costs for property damage and bodily injury.
The policy compensates the insured (employers) against liability from death and bodily injury to employees in the course of employment.
It is liability payable to the directors and officers of a company or to the organization itself to cover damages or defense costs in the event they suffer such losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as Directors and Officers for the organization.
This provides cover on an excess of loss, difference in conditions and additional risk basis for any underlying legal liabilities insurance you already have in place with us.